JIC INSURANCE - Insurance for the better life
Your Advice & Quote
JIC Insurance will give advice based on your personal needs. To help you take the right policy.
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Our claim team will work for you. We aim at providing an excellent claim experience for you.
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JIC insurance is committed to providing one-stop service, include insurance consultation, application, management and claim service.
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WHY CHOOSE
Few reasons for people choosing JIC Insurance
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Fast Quote
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Fast & easy process
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Control over policy
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Save your money
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OUR SERVICES
Your one-stop insurance service
Health Insurance / Medical Insurance
Health Insurance provides peace of mind that you and your family can get faster access to medical treatment when you need it most. Relying on the public system for conditions that are not urgent or accidental can result in long waiting lists and delayed treatment. Health insurance removes the worry around unexpected medical bills so you can focus on getting the right treatment and start your recovery sooner.
Life Insurance
Time swiftly passes as you navigate through life! Safeguard your loved ones with the assurance of life insurance. This form of insurance shields those dearest to you, providing you with the comfort of knowing that in the event of the unforeseen, they will be looked after.
Trauma Insurance
Trauma cover, alternatively termed critical illness cover, ensures a lump sum payout upon the diagnosis of a critical illness or injury. Beyond affecting your health, a severe condition can impose substantial financial strain, potentially leading to work incapacity or significant medical expenses. Trauma insurance alleviates this financial burden, enabling you to concentrate on the paramount aspect – your recovery.
Income Protection Cover
Income Protection Cover, also known as Income or Mortgage Protection, ensures financial security in the event that the insured is unable to work due to illness or injury. In such unfortunate circumstances, the insurance company provides monthly payouts based on the insured individual's covered income or loan amount until their recovery or the end of the payout period. This coverage is designed to sustain the insured person's cash flow, enabling them to meet living expenses and fulfill repayment obligations during periods of incapacity to work.
Car insurance
Comprehensive car insurance provides extensive coverage, including protection against accidental damage and any harm your vehicle may cause to another person's car or property. Third-party, fire, and theft car insurance extends coverage to include protection against fire, theft, and damage caused by your car to someone else's vehicle or property. Third-party car insurance specifically covers damage you cause to other people's vehicles and property, excluding coverage for your own vehicle.
Totally Permanent Disability Cover
Totally Permanent Disability Cover, commonly known as TPD insurance, provides a lump-sum payout if the insured is unfortunately unable to return to their previous occupation due to illness or injury. The insurance company disburses a one-time claim based on the predetermined coverage amount, which can be customized according to individual needs. Losing the ability to work is a formidable risk that requires careful consideration. It's important to note that TPD certification doesn't necessarily demand physical impairment; rather, it can be based on the individual's work status and capabilities. The coverage also offers options for Own and Any Occupation.
Mechanical Breakdown Insurance
Mechanical Breakdown Insurance, distinct from car comprehensive insurance, provides coverage for the vehicle's mechanical issues and repair costs, offering protection outside of accidents or collisions. Cars may encounter mechanical problems during regular use, necessitating part replacements, and the associated costs can vary widely. Particularly for certain European cars, these expenses may range from thousands to tens of thousands of New Zealand dollars. Opting for Mechanical Breakdown Insurance is a crucial choice to avoid substantial repair costs.
House Insurance
Home Insurance safeguards against unexpected events, covering the cost of repairs or even full reconstruction of the property, such as natural disasters, fires, or accidental human damage. For rental properties, additional coverage often includes protection against rental income loss and tenant-related damages. It's important to note that the total coverage amount for home insurance should be based on the estimated reconstruction cost of the property, rather than its purchase or sale price. For New Zealand home insurance quotes with Mandarin-language service, feel free to reach out to JIC Insurance.
Business insurance
Business Insurance is essential for every business and company. Whether you are a business owner or a self-employed professional, having appropriate business insurance is crucial. Common types of coverage include Public Liability Insurance, Professional Indemnity Insurance, and a series of liability protections. Additionally, coverage extends to business vehicles, commercial assets/inventory, and building insurance. Our Mandarin-speaking business consultants are dedicated to providing comprehensive business insurance services for your needs.
Contents Insurance
Contents Insurance provides financial compensation when our property or personal belongings suffer unexpected losses, such as theft or accidental damage. It even includes liability coverage for damages caused by the policyholder to others' property. It's important to note that there are various types and functions within Contents Insurance. Choosing the appropriate coverage is crucial to ensure satisfactory results during the claims process. Please be sure to inquire thoroughly for detailed information.
Student Insurance
Student Insurance is a mandatory requirement for international students, and it is essential to have it in place before commencing studies. This type of insurance provides coverage across various aspects, including medical insurance, property protection, liability coverage, and more. Holders of student visas in New Zealand do not qualify for local medical subsidies, meaning they must bear the full cost of medical treatment if they fall ill during their studies, potentially facing substantial medical expenses. The importance of Student Insurance is self-evident in ensuring comprehensive protection during the period of study.
Travel Insurance
Travel Insurance is a wise choice for visitors to New Zealand, a country that annually attracts numerous international tourists, with China being its largest source of visitors. Equipping oneself with travel insurance before arriving in New Zealand is prudent. Typically, travel insurance includes coverage for medical, property, trip delays, search and rescue, and more. It's crucial to note that holders of short-term visas such as tourist visas or family visit visas do not receive any subsidies if they require medical treatment due to sudden illness, necessitating complete self-payment. The absence of travel insurance may lead to additional financial burdens.
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