Building 730/261 Morrin Road, St Johns, Auckland 1072
Life is invaluable for a person or family.
Life doesn’t always go to plan. Life insurance could compensate the loss of a person’s death, from a financial perspective.
A lump-sum claim will be paid out, if the insured person unfortunately pass away. This amount of payment can be used for any purpose, including but not limited to family mortgage, living expenses, children’s education.
Repayment of liabilities, such as mortgage, busisness loan
To cover family living espenses
To cover dependents' alimony and education cost
A compensation to your families and people you love
Even a part of legacy
In a conclusion, you should plan you life insurance based on your situations and needs.
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There is no specific age, this would depend on your
The answer cann't be "Yes or No", this is a very personal question. Please get your personal advice, however we shoud in a consideration of many factors, include but not limited to,
Yes, of course. In the field of insurance, person's life is invaluable. You could buy several policies in one company, you could also buy several policies from different insurance companies. However, you are also subject to the insurance company's underwriting requirements. Please disclose your existing covers when you buy another policy.
In the field of insurance, person's life is invaluable. Theoretically, you could buy life insurance with any sum insured, such as $1M, $2M etc. However, the higher sum insured, the higher premium. Meanwhile, the insurance company will also need more information for underwriting. In a conclusion, you should choose your sum insured based on your personal siutations and needs.
On a case-by-case basis, you should disclose any hazardous sports when you do insurance application, such as skiing, racing, diving, skydiving, rock climbing and so on. The insurance company will give your underwriting result based on the details you provide. It may cover your activity; it may cover your activity with higher premium or special endorsement; it may not cover the death which is related to this acticity.
Yes, the life insurnaces we provide are worldwide covered!